Our Journey

Our journey since 2008 has been very rewarding giving us the opportunity to have served over 47 million households in India through various group companies.

2008

Dvara KGFS

First KGFS branch inaugurated at Karambayam, Tamil Nadu.
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2009

Dvara Trust

The first ever rated securitization of microloans in India.
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2010

Dvara Trust

Pioneered the first multi originator securitization in microfinance.
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2011

Dvara Research

Inaugural Financial Systems Design Conference.
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2012

  • Dvara ResearchPublication of the CGAP Report on ‘The Pursuit of Complete Financial Inclusion: The KGFS Model in India’.
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  • Dvara ResearchSecond Financial Systems Design Conference on ‘Envisioning the Future of Financial Consumer Protection in India’.
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2013

Dvara Research

Launched the book ‘Financial Engineering for Low-Income Households’ authored by Bindu Ananth & Amit Shah.
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2014

Dvara Research

Technical Secretariat to the RBI Committee on Comprehensive Financial Services for Small Businesses and Low-Income Households.
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  • Dvara ResearchSuitability becomes a customer right. RBI publishes on its website the final Charter of Customer Rights for banking customers.
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2017

Dvara Research
Third Financial Systems Design Conference on ‘Designing Regulations for a Rapidly Evolving Financial System’.
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2018

Dvara Trust

Brand transition from ‘IFMR Trust’ to ‘Dvara Trust’.
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  • Dvara KGFSTenth year anniversary of Dvara KGFS. Also marks the nearly 10-year long Impact Evaluation study led by Rohini Pande (Yale) and Erica Field (Duke).
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Dvara Trust

Launch of Dvara Entrepreneurship-in-Residence (EIR) program with two start-ups incubated; Dvara Money & Dvara E-Registry.
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2019

Dvara Research

Fourth Financial Systems Design Conference on Regulating Data-Driven Finance.
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  • Dvara KGFSAcquisition of Varam Capital by Dvara KGFS, expanding the KGFS branch network to 250 branches serving over a million customers.
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  • Dvara TrustDvara Trust signs MoU with the Government of Odisha to accelerate financial inclusion in the State.
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  • Dvara TrustLaunch of the new start-ups under the Dvara EIR program- Dvara SmartGold & Dvara E-Dairy.
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  • Dvara IndiaDvara Trust recognised as a Great Place to Work organisation by the Great Place to Work Institute.
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  • Dvara E-RegistryCase Study on Leveraging Technology to Enhance Credit and Insurance Delivery to Small and Marginal Farmers in Odisha by Sanjay Mansabdar won third place at the Livelihood India Summit 2019.
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2020

  • Dvara Trust Dvara SmartGold was announced as one of the winners of the Inclusive Fintech 50 award for creating financial security for lower- and middle-income households by encouraging micro-savings.
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  • Dvara ResearchDvara Research (In collaboration with Gram Vaani) won the Global Prize of the World Bank Group’s ID4D Mission Billion Innovation Challenge, for our solution to reducing exclusions from digital-ID based social protection measures.
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2021

  • Dvara Money (Jan 18, 2021)Award winning socially driven start-up CabDost merges with Dvara Money.
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  • Dvara E-Registry (Feb 10, 2021)Dvara E-Registry selected as `Best Agri-startup – FPO Partnership’ at FICCI Summit & Awards for Agri Start-ups.
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  • Dvara E-Dairy (March 24, 2021)Dvara E-Dairy shortlisted from over 800 applicants as part of the CISCO Agri Challenge.
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  • Dvara E-Dairy (March 30, 2021)Dvara E-Dairy shortlisted for RKVY-RAFTAAR program, recommended by Agri Business Incubator of IVRI, and eligible for Rs.5 Lakh grant from the Ministry of Agriculture and Farmers Welfare.
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  • Dvara Research (June 2021)5th Dvara Research Conference hosted between 7th to the 11th June 2021 on the theme of Household Finance.
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