Challenges

Dvara KGFS has highlighted the importance of financial services in bringing about a transformation in the lives of those who do not have access to the formal financial sector.

The key challenges faced by this segment are:

  • Accessibility: The formal financial sector is unavailable to a large segment of the rural low-income household.
  • Convenience: high interest rates, collateral requirements, complicated application procedures, and long admissions processing makes it inconvenient for low-income households.
  • Usability: Lack of financial literacy amongst the low-income households makes it difficult to understand suitability of the plethora of products available in the formal sector.

Our Initiatives

With strong technological support, well-managed resources and highly trained employees, Dvara KGFS offers a plethora of services adopting the ‘Wealth Management Approach’ through its unique branch based KGFS Model in remote rural areas of the country.

Three fundamental operating principles distinguish the KGFS approach:

  • Focused geographic commitment and complete population coverage.
  • Client wealth management approach.
  • Access to a broad range of products.

Dvara Initiatives

Impact
At A Glance

0
Million+
Happy Customers
0
Districts
0
Branches
0
States
0
+
Villages
0
+ Crores
Disbursements

Discover a freedom
that’s limitless.