Report: The costs of using Buy Now, Pay Later (BNPL) products

Overview

In lines with our mission to ensure that every enterprise has complete access to financial services, we have been active in responding to issues related to Micro, Small, and Medium Enterprises (MSMEs) and providing our insights on how to tackle the issues by unlocking the power of finance.

Writings

A Critical Analysis and a Call for Change: Pradhan Mantri Mudra Yojana – By Deepti George
Early-Stage of Assessment of Pradhan Mantri Mudra Yojana – By Dvara Research
State of Digital Lending Towards MSMEs in India – By Sarah Stanley
A Principles-based Evaluation of Public MSME Credit Guarantee Schemes in India –  By Madhu Srinivas & Deepti George

Solving the Micro-Entrepreneurs Working Capital Conundrum: BharatBazaar Pilot – By Shrinidhi V

Are MSME Grievances Adequately Represented? – By Anukriti Tiwari
Note on the RBI circular on External Benchmark for Banks – By Madhu Srinivas
Digital Infrastructure and Policy Initiatives in the MSME sector – By Biswaraj Paul Choudhury
Why Small Firms Stay Small? – By Aryasilpa Adhikari (ACCESS ASSIST) 
Structured finance for small business loans in India – By Vaibhav Anand (University of Wisconsin)
A novel way for MSMEs to lower their risk profile and access funds – By Bindu Ananth & Nachiket Mor
The case for a unique business identifier for Indian MSMEs – Deepti George & Madhu Srinivas
How government backstops can best ease credit flows to MSMEs – V. Anantha Nageswaran (Economic Advisory Council to the Prime Minister) & Deepti George
Small policy tweaks could be all that we need to revive MSMEs – V. Anantha Nageswaran (Economic Advisory Council to the Prime Minister) & Bindu Ananth
Is There Bang For The Mudra Buck? – By Deepti George & Madhu Srinivas

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