Indian Health System is underperforming relative to most global benchmarks and even compared to local neighbours. This underperformance is both on intermediate indicators such as the efficiency of resource use, quality of services, and access to them as well as outcome indicators such as health outcomes, responsiveness, financial protection, and equity. For improving the Indian health System multilevel actions are needed, which includes health financing.
Dvara Research through this new workstream tries to layout pathways to enhance health financing in India to achieve universal healthcare. The below infographic illustrates the journey envisioned by us towards universal healthcare.
The webinar is a joint Lancet Citizens’ Commission on Reimagining India’s Health System event with Dvara Research and HBS Health Care Initiative on the role of commercial health insurance in providing better health outcomes and improved financial protection in India. Comparing the experiences in different countries, the panel will discuss whether the integration of insurance and healthcare can solve the issues of information asymmetries in the market, what form would such an integration take, and what should be the regulator’s role. Further, it will explore the question of demand for insurance, what are the lessons for countries such as India from global experiences on commercial insurance, and how can the models be adapted to suit low-income consumers. As a Citizens’ Commission, we invite the public to participate in the discussion, provide input and engage with the panelists.
With large sections of the population continuing to spend significantly out of pocket, market based insurance mechanisms can offer an alternative. However, India’s indemnity based commercial health insurance with its complexity and a pre-dominant focus on hospitalisation is disconnected from consumer needs and does not account for lack of health insurance awareness and consumer’s behavioural biases in seeking healthcare and purchasing insurance. Community Based Health Insurance (CBHI) with its localised presence and emphasis on community participation in the design and delivery of health insurance is rightly placed to address some of these issues. However, the strengths of CBHI as a health financing instrument have not been completely explored and its reach remains limited. In this webinar, we will bring together perspectives of the regulator and experience from the ground to discuss the potential that CBHI offers to expand health coverage in India and its place in the larger healthcare system.
Recommended reading: Expanding Health Coverage through Community Based Health Insurance – Sowmini Prasad
The webinar is a joint event with King’s India Institute, King’s College London and Centre for Social and Economic Progress in the form of a panel discussion on the political determinants of health prioritisation. The panel will explore cross national variations in levels of public health investment and political prioritisation of health system improvements. It will explore how and when cross-class coalitions have developed to push for stronger public health infrastructure, including in countries with large middle class reliance on private health. With insights from those who have been involved in the reforms or have studied the motivations for reforms, this panel discussion will bring together global comparative insights into when, why and with what consequences political leaders have invested more in health. It will conclude by reflecting on possible lessons for India. As a Citizens’ Commission, we invite the public to participate in the discussion, provide input and engage with the panelists.
Over the course of four sessions, distinguished panellists will take up some of the most pressing questions about the financing of healthcare, and suggest pathways and proposals for reforming healthcare in India that are rooted in our context and institutional abilities.
Recommended reading: Status of Health Systems in India at National and Subnational Levels – Hasna Ashraf & Nachiket Mor
Recommended reading: Commercial Health Insurance in India – Status and Challenges – by Sowmini Prasad & Indradeep Ghosh
Even though ESI is a great scheme on paper, there are significant problems with its implementation and therefore its effectiveness. In this webinar, our panellists will offer their thoughts on the current state of ESI and what needs to change in order for the scheme to truly deliver on its promise. A key focus of the webinar will be to bring forward and explore the beneficiary’s perspective on ESI – a perspective that is often missing in the public discourse on ESI.
Recommended reading: Employee State Insurance Scheme – Performance and Potential Pathways for Reform – by Sowmini Prasad & Indradeep Ghosh
Recommended reading: Pradhan Mantri Jan Arogya Yojana (PM-JAY): The Scheme and its Potential to Reform India’s Healthcare System – by Sowmini Prasad