Natasha D’cruze is a Research Associate with Household Finance Research Initiative. She has a Master’s in Development Economics from SOAS, University of London, and an undergraduate degree in Economics from Delhi University.
She has worked as an action researcher on the digital and Aadhaar-based delivery mechanism of social welfare schemes in Jharkhand, where she did field research and collaborated with civil society organisations and village communities to help advocate for better local accountability. Natasha is interested in learning how to strengthen Universal Healthcare delivery in India and has worked on the ground level to study the PMJAY in Jharkhand.
She has explored topics in evaluating development through the Capability Approach lens during her engagement with the Oxford Poverty and Human Development Initiative (OPHI). She has also taken part in a project concerning the hurdles in accessing the Last-Mile Delivery of NREGA payments and its impact on financial inclusion measures for poor households.