Malavika is a lawyer, working on emerging issues for policy and regulation at the intersection of technology, finance and inclusion. She heads the Future of Finance Initiative at Dvara Research, focussing on the challenges for regulation on consumer protection, financial inclusion and stability in India given the rapid digitisation of financial services. Her team’s work has consistently sought to highlight design and access considerations for digital finance in India, especially when thinking about harder-to-reach communities and lower-income households. Malavika began her career at the global law firm Allen & Overy LLP, spending close to six years with the firm based in London primarily in their international debt capital markets practice. During this period, she was also seconded to the Financial Markets Law Committee (established by the Bank of England) working on issues of legal and policy uncertainty in the wholesale markets. Since then, her experience on projects for the social impact investors, Acumen and Big Society Capital have focussed her on more inclusive finance and enterprise.
Malavika is a 2018 fellow of the prestigious Chevening Financial Services fellowship at King’s College London, and a 2016 fellow of the On Purpose social enterprise leadership programme. She is a member of the Asian Privacy Scholars Network, and a member of the Steering Committee of the Data Governance Network in India. She graduated with an MPhil in Public Policy from the University of Cambridge and completed a five-year undergraduate law degree at the National Academy of Legal Studies and Research (NALSAR), Hyderabad.