Malavika is qualified as a lawyer and leads an inter-disciplinary team at the Future of Finance Initiative at Dvara Research, focusing on emerging issues for policy and regulation at the intersection of technology, finance and inclusion. The Initiative studies the impact of digitisation and technological innovation in Indian finance, leading from the perspective of lower-income consumers on these issues. Malavika began her career at the global law firm Allen & Overy LLP, spending close to six years with the firm based in London primarily in their international debt capital markets practice. During this period, she was seconded to the Financial Markets Law Committee (established by the Bank of England) working on issues of legal and policy uncertainty in the wholesale markets. She has also worked with social impact investors Acumen and Big Society Capital, assisting on investment deals and on research to inform strategy and impact frameworks.
Malavika serves as a member of the Steering Committee of the Digital Identity Research Initiative (DIRI) at the Indian School of Business, and the Steering Committee of the Data Governance Network at the IDFC Institute in India. She is a member of the Asian Privacy Scholars Network. She was a 2018 fellow of the Chevening Financial Services Fellowship at King’s College London, and a 2016 fellow of the On Purpose social enterprise leadership programme. Malavika graduated with an MPhil in Public Policy from the University of Cambridge and completed a five-year undergraduate law degree at the National Academy of Legal Studies and Research (NALSAR), Hyderabad.