Deepti is the Head of Policy at Dvara Research, where she focuses on aspects of financial system design, financial services delivery, and consumer protection. Deepti has built more than a decade of expertise in institutional design aspects of financial inclusion. Her focus has been to contribute to high-quality knowledge creation and discourse on fundamental questions of financial system design and delivery for India, with outcomes of interest for both prudential and business conduct aspects. She was part of the core technical secretariat to the RBI’s Mor Committee. She has also had opportunities to contribute to the RBI Committee on Medium Term Path to Financial Inclusion, the RBI’s Expert Committee on MSMEs, and to undertake research for PFRDA and MUDRA on their products for the informal sector. She holds a post-graduate diploma in management from IFMR specializing in Finance.