Aparajita works for the Social Protection Initiative. Her research focuses on protecting households’ human capital from various shocks faced across the lifecycle and hedging longevity risk. This involves examining the design and delivery architecture of insurance schemes, pension schemes and social safety nets. Aparajita completed her Masters in Regulatory Governance from TISS Mumbai. Her dissertation was a case study on the regulatory issues in the Farmer Producer Company model. Before that, she had completed her Bachelors in Economics and Political Science from Isabella Thoburn College, Lucknow and completed a PGD in Urban Environmental Management and Law from NLU-D and WWF. She has interned with the Competition Commission of India where she worked on the Regulatory Challenges in the Microfinance Sector. She has also interned with FIAN International’s Lucknow Chapter where she worked on the Right to Land and Right to Food.