Dvara Research Fellowship Program – Call for Application 2019-20
Research Fellowship to study Themes in Household Finance of Labour Migrant Households in India in collaboration with Rajasthan Shram Sarathi Association
India is home to 100 million circular migrants that contribute to 10% of national GDP. One of the drivers of internal migration is households’ demand for income augmenting opportunities as well as an ambition to diversify their risks by undertaking employment in regions of higher wage opportunities. However, the financial decisions of migrant households are often limited by financial products and services available and accessible in the market. To understand the migrant’s lifecycle and evolving financial needs and the corresponding market gaps concerning the products, services, delivery channels and regulations, there is a need to understand their financial habits and decisions comprehensively.
In this context, The Rajasthan Shram Sarathi Association and the Household Finance Research Initiative at Dvara Research are jointly offering a Fellowship for conducting research on themes in household finance of migrant households in India. The objective of this Fellowship is to create and disseminate knowledge, best practices and impact about financial inclusion of labour migrant households. The repository of work built through this Fellowship will also assist in developing a policy agenda that could create a financially inclusive ecosystem for labour migrant households in India.