Research Presentation

Exploring Household Financial Decision-making Through a Migration Lens

The study seeks to understand which factors determine household financial decision-making through a migration lens and how that differs among different types of comparable migrant and non-migrant households.


Focusing on Jharkhand, Bihar, and eastern Uttar Pradesh to New Delhi/NCR migration corridor, the study adopts a mixed-methods design to determine how factors like gender, household composition, financial literacy, and collective decision-making as well as, migration intent and preferences influence financial decisions on savings, investment, and consumption in migrant households.


Furthermore, it examines intra and inter-group variations in financial behaviour, in terms of bank account ownership, appetite for risk in their financial preferences, and likelihood to allocate finances for productive consumption like health and education.

7th June 2021

16:30 to 17:00 IST