This paper provides a snapshot of the way digitisation through mobile phones plays out among women in India, based on a review of literature, semi-structured interviews
Unpacking dark patterns: understanding dark patterns and their implications for consumer protection in the digital economy
This paper examines the increasing use of dark patterns in digital interfaces and the concerns they raise for consumer protection
Assessing Transparency of Indian Banking System’s Public Risk Disclosure Regime – A Regulation Based Approach
In this paper, we assess the public disclosure regime of the Indian banking sector & provide our recommendations that RBI can consider implementing to enhance the transparency of disclosures
This working paper was accepted to the 4th Annual Conference of India Gold Policy Centre at IIM Ahmedabad
In this paper, we present an operational architecture for privacy-by-design based on independent regulatory oversight stipulated by most data protection regimes, regulated access control, purpose limitation and data minimisation
In this paper we argue that the present structure of Union-State financial transfers is one of the reasons for India’s ad hoc, scheme-based welfare structure.
In this paper the author examines the role of MBFS as channels of remittances; and as platforms for managing savings for migrant households.
This paper provides an analytical review of extant literature on how low-income women in India and in other countries in the Global South access and use mobile phones
The paper summarises the key research themes and methodologies used in the field of household finance and synthesizes evidence on the current state of household finance in India
New working paper on Fresh Start mechanism under IBC