The Risk Aggregator Model in Banking for India
Latest publication as part of our Notes on the Indian Financial System Series.
Universal Conduct Obligations for Financial Services Providers Serving Retail Customers
Recommendations that financial sector regulators can consider applying on regulated financial services providers in order to improve outcomes for households and enterprises.
Functioning on an Uneven Keel: Capital Regulation of Credit Intermediaries in India
Recommendations to re-design the regulatory framework of non-deposit taking NBFCs in India.
Modernisation of India’s Banking Sector
This research paper titled “Modernisation of India’s Banking Sector” is published as part of IFMR Finance Foundation’s “Notes on the Indian Financial System” research series.
Simulating Housing Choice for Low-Income Urban Households
As part of IFMR Finance Foundation’s “Notes on the Indian Financial System” research series, Anand Sahasranaman, Vishnu Prasad & Aditi Balachander, have authored the latest research note on “Simulating Housing Choice…
Improving the Competitiveness of the Indian Banking System
This note assesses the state of the Indian banking system including its small overall size and high concentration risk, poor indicators of financial inclusion and depth, opaque balance sheets,…
Improving the Competitiveness of Indian Debt Capital Markets
This note highlights the need for active and deep debt capital markets, both fixed income and derivative markets in India.
Cost of Delivering Rural Credit in India
Central to the debate on access to finance for India, is the question of the most appropriate channel for credit delivery. Credit intermediation has traditionally been the stronghold of…