This case study documents some of the suggested approaches to household income assessment and presents a tech-backed solution that can aid operationalise such an assessment for microfinance clients.
In this post, to help enhance the efficacy of relevant frameworks, we lay out the key principles that the two primary actors, the banking sector regulator and the regulated…
In this blog post, we answer the first two questions. In the next post, we shall present a principle-based approach that the RBI may adopt, thus answering the third…
In this blog post, we present a summary of our response to the consultative document.
In this post, we revisit the issue of over-indebtedness in microfinance and provide a set of suggestions to address them
Reports of growing debt stress among microfinance borrowers in Assam follows a similar path as those in AP. In this post we analysis this issue and provide possible solutions
This policy brief examines the implications of debt moratorium in the context of microcredit
Let’s stop kicking the can down the road: Highlighting important and unaddressed gaps in microcredit regulations
Three issues that the RBI must prioritize as it seeks to revise MFI regulations.
A Practical Note on Operationalising Suitability in Microcredit
Summary of process innovations aimed at addressing concerns of household over-indebtedness and the subsequent stress experienced by members of the household.