Dvara Research is a policy research institution based in India. Our mission is to ensure that every individual and every enterprise has complete access to financial services. We strongly believe in the deeply transformative power of finance in unlocking the potential of individuals, households, enterprises and local governments. 

Our Policy Initiatives

Financial Systems Design

The initiative aims to develop and disseminate financial systems designs focused on achieving both inclusion and stability.
Read more

Household Finance​

The initiative aims to rigorously understand the financial choices and decisions of low-income or excluded individuals and households, and their relation to achieving households’ objectives.
Read more

Future of Finance​

The initiative aims to identify and address new challenges for policy and regulation in India around customer protection, given the waves of digital innovation currently sweeping financial services.
Read more

Social Protection​

The initiative aims to conduct research that will inform the design and implementation of a universal social security system.
Read more

Latest Work


A Strategy for Comprehensive Financial Inclusion

January 30, 2020 | Dvara Research

Deepti George, Sowmini G Prasad et al.


Small policy tweaks could be all that we need to revive MSMEs

January 13, 2020 | Livemint

V. Anantha Nageswaran & Bindu Ananth

Latest Tweets