Job Category: Manager
Job Type: Full Time
Job Location: Hyderabad
Job Company: Dvara E-Registry
Number of Position: 1


  • Responsible for credit underwriting and monitoring of the lending portfolio.
  • Formulation & implementation of underwriting strategy and policy (especially in the areas of Agri loans/farmer finance / retail loans/ MSME).
  • He / She is responsible for the smooth functioning of the Credit writing activities and hence managing the portfolio quality and also ensures adherence to the processes.
  • Work closely with business, tech, operations and product for devising the credit and compliance strategy.


  • Creating process notes for the credit underwriting
  • Establishing a robust Credit Analytic Framework and formulate a credit risk process for the lending segment.
  • Interact with cross-functional teams and drive the credit policy agenda and ensure correct implementation of credit policy guidelines in the origination and decisioning platforms.
  • Analyzing the market trends/practices and benchmarking of policies with the market.
  • Responsible for establishing proper risk management standards for the portfolio and facilitating business team in identifying early warning signals and analyzing quick mortality cases.
  • Underwriting of policy-related deviations for the product and proposing policy renewals on a timely basis.
  • Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control.
  • Work closely with business, technology, operations and research teams to gather the underwriting requirements.


  • Should Mandatorily have exposure Working In NBFCS and Banks.
  • 4 – 6 years of overall experience in the Banking or financial services industry
  • 3 – 4 years of experience in credit underwriting, especially in the areas of Farmer Finance or Agribusiness or Rural Business / Financial Services sector

Knowledge/Skills required:

Excellent writing/ presentations skills are mandatory

  • Excellent in MS Office products, especially Excel and PowerPoint
  • Knowledge of Product formulation and management
  • Team Management
  • Good industry network to understand the methods being adopted by other NBFCs / banks.
  • Strong organizational, managerial and project management skills
  • Excellent interpersonal, verbal and written communication skills
  • Ability to multi-task

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