Our mission is to ensure that

every individual and every enterprise

has complete access to financial services

Dvara KGFS Customers insured
Dvara Solutions End-customers
Farmers across 8 states through Dvara e-Registry
Dvara Money users
Dvara SmartGold customers across 2,500+ villages
Farmers with cows serviced on Dvara E-Diary

Our Services

What We Do

Championing Financial Inclusion in India since 2008:

In more than a decade long journey, we have pioneered initiatives that have impacted the lives of millions of low-income households in India. Our efforts are under two broader ambits- policy research and investing in/supporting commercial efforts where there is believed a market gap.

Dvara Intiatives

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Policy Research

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EIR Program

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Our Affiliates

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Whats Happening

Latest Updates

Dvara SmartGold selected for the Inclusive Fintech 50 Award for 2020

Chosen from amongst over 400 applicants worldwide spanning over 100 countries.

Dvara is Great Place to Work-Certified by GPTW Institute

The GPTW Institute, after a rigorous audit process, has certified Dvara as Great Place to Work-Certified Organisation.


A curated anthology of human lives intertwined with our mission.

Dvara KGFS Facilitates Digital Banking Amongst The Remote India

Dvara KGFS, a leading NBFC in India, with a mission to maximise the financial well-being of every individual and every enterprise by providing complete access

Annual Report 2019 – 2020

Opening The Doors To Financial Freedom

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Stories of Dvara

A curated anthology of human lives intertwined with our mission.