Kshama is a Trustee at Dvara Trust and is the CEO of Northern Arc.

Kshama has extensive experience across financial advisory, consulting, and academia. She was previously Professor and Head of Finance at Goa Institute of Management. She has worked on consulting assignments for the World Bank, the Chicago Mercantile Exchange, Ministry of Finance, Government of India, and NSEIT. She was a core committee member of the Percy Mistry Committee on Making Mumbai an International Financial Centre and also developed the SEBI mandated certification programme for derivatives for the National Stock Exchange (NSE) and NCDEX. She graduated with an MBA and holds a Ph.D in Finance from Goa University and has a bachelor’s degree in Mathematics. She is also a certified Financial Risk Manager.