This working paper was accepted to the 4th Annual Conference of India Gold Policy Centre at IIM Ahmedabad
In this paper, we present an operational architecture for privacy-by-design based on independent regulatory oversight stipulated by most data protection regimes, regulated access control, purpose limitation and data minimisation
In this paper we argue that the present structure of Union-State financial transfers is one of the reasons for India’s ad hoc, scheme-based welfare structure.
In this paper the author examines the role of MBFS as channels of remittances; and as platforms for managing savings for migrant households.
This paper provides an analytical review of extant literature on how low-income women in India and in other countries in the Global South access and use mobile phones
The paper summarises the key research themes and methodologies used in the field of household finance and synthesizes evidence on the current state of household finance in India
New working paper on Fresh Start mechanism under IBC
New research as part of the Dvara Research Working Paper series.
A Model for Risk-Based Supervision Using Responsive Regulatory Tools
In December 2014, the Reserve Bank of India published the Charter of Customer Rights as a commitment to protecting the interests of consumers of financial services.