Must the Most Vulnerable Bear the Highest Costs? The Case of Interest on Interest during the Debt Moratorium
In this post, we investigate the cost of Interest on Interest (IoI), that emerged out of the RBI’s policy to grant a 6-month debt moratorium
COVID-19 and Debt Moratorium – The Case of Microcredit
This policy brief examines the implications of debt moratorium in the context of microcredit
Have Payments Banks fulfilled their Financial Inclusion Objectives?
In this report we study the performance of the four fully operational Payments Bank
A Commentary on RBI’s Draft Framework for Securitisation of Standard Assets, 2020
In this blog post, we comment on the draft framework and its impact on the overall development of the securitisation market
Our Response to the Draft Framework for authorisation of a pan-India New Umbrella Entity (NUE) for Retail Payment Systems
Our response to RBI on draft New Umbrella Entity (NUE) framework
Let’s stop kicking the can down the road: Highlighting important and unaddressed gaps in microcredit regulations
Three issues that the RBI must prioritize as it seeks to revise MFI regulations.
Our Response to the Reserve Bank of India on the Discussion Paper on Guidelines for Payment Gateways and Payment Aggregators
Our Response to the Reserve Bank of India on the Discussion Paper
Digital Payments in India: Reflections from the Union Budget, the RBI’s Payments Vision 2021 and the Nilekani Committee Report
Reflecting on central recommendations in the Nilekani Report and the Vision 21 Document along with the key aspects of the user journey for digital payments.
Our Observations on RBI’s June 2019 Financial Stability Report
On the June 2019 Financial Stability Report released by the Reserve Bank of India.
The RBI’s proposed Public Credit Registry and its implications for the credit reporting system in India
On RBI’s proposed Public Credit Registry and its implications.