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Tag Archives: RBI

November 18, 2020 Viewed : 405

Regulation of information flows as Central Bank functions? Implications from the treatment of Account Aggregators by the Reserve Bank of India

Malavika Raghavan & Anubhutie Singh

This paper seeks to understand the role of the Indian Central Bank in regulating information flows through Account Aggregators.

October 29, 2020 Viewed : 399

Regulatory and Governmental support measures for Micro-Finance

Madhu Srinivas & Akhil Mehra

In this post, we outline some measures that the RBI and Government can take to alleviate the stress faced by the MFI sector

October 28, 2020 Viewed : 339

Pass-Through of Loan-Restructuring Information: Micro-Finance Loans and Credit Bureau Records

Dwijaraj Bhattacharya & Deepti George

This post analyses the present regulations governing the restructuring of personal loans and their implications for the borrower’s credit score and her credit record

October 20, 2020 Viewed : 359

Must the Most Vulnerable Bear the Highest Costs? The Case of Interest on Interest during the Debt Moratorium

Dwijaraj Bhattacharya

In this post, we investigate the cost of Interest on Interest (IoI), that emerged out of the RBI’s policy to grant a 6-month debt moratorium

September 28, 2020 Viewed : 754

COVID-19 and Debt Moratorium – The Case of Microcredit

Dwijaraj Bhattacharya, Monami Dasgupta, Misha Sharma

This policy brief examines the implications of debt moratorium in the context of microcredit

September 14, 2020 Viewed : 725

Have Payments Banks fulfilled their Financial Inclusion Objectives?

Amulya Neelam & Anukriti Tiwari

In this report we study the performance of the four fully operational Payments Bank

July 22, 2020 Viewed : 598

A Commentary on RBI’s Draft Framework for Securitisation of Standard Assets, 2020

Deepti George & Madhu Srinivas

In this blog post, we comment on the draft framework and its impact on the overall development of the securitisation market

March 12, 2020 Viewed : 1491

Our Response to the Draft Framework for authorisation of a pan-India New Umbrella Entity (NUE) for Retail Payment Systems

Our response to RBI on draft New Umbrella Entity (NUE) framework

October 24, 2019 Viewed : 1154

Let’s stop kicking the can down the road: Highlighting important and unaddressed gaps in microcredit regulations

Nishanth K & Deepti George, Dvara Research

Three issues that the RBI must prioritize as it seeks to revise MFI regulations.

October 21, 2019 Viewed : 1480

Our Response to the Reserve Bank of India on the Discussion Paper on Guidelines for Payment Gateways and Payment Aggregators

Our Response to the Reserve Bank of India on the Discussion Paper

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