Modernisation of India’s Banking Sector

This research paper titled “Modernisation of India’s Banking Sector” is published as part of IFMR Finance Foundation’s “Notes on the Indian Financial System” research series.

Simulating Housing Choice for Low-Income Urban Households

As part of IFMR Finance Foundation’s “Notes on the Indian Financial System” research series, Anand Sahasranaman, Vishnu Prasad & Aditi Balachander, have authored the latest research note on “Simulating Housing Choice…

Improving the Competitiveness of the Indian Banking System

This note assesses the state of the Indian banking system including its small overall size and high concentration risk, poor indicators of financial inclusion and depth, opaque balance sheets,…

Cost of Delivering Rural Credit in India

Central to the debate on access to finance for India, is the question of the most appropriate channel for credit delivery. Credit intermediation has traditionally been the stronghold of…