Why does account usage remain low? A few insights from the field
By Asmita Chatterjee, Dvara Research As part of a study to better understand the ‘newly banked’ segment of the population…
Reflections on ten years of KGFS
Reflections on the execution of the KGFS model.
Between the state of Access and Use in India: Some observations from the Global Findex
Insights from the India sample of the Global Findex 2017.
Directed Credit: How can banks become more efficient at delivery?
By Deepti George, Dvara Research On March 1, 2018, the Reserve Bank of India (RBI) extended to foreign banks with…
Our Response to the White Paper on a Data Protection Framework for India
Last week, the period for the public to respond with comments on the White Paper of the Committee of Experts…
Before The Horse Bolts
We need to use new enforcement tools for responsive data regulation in India.
Privacy on the Line: What do Indians think about privacy & data protection?
We met Sulekha in a village in Uttarakhand. She was talking about the information she considered most important to her: her ration card, Aadhaar card, NREGA job card and…
Estimating Loss Distribution for a Securitisation Transaction
In the latest edition of The Securitisation & Structured Finance Handbook 2018 (published by Capital Markets Intelligence) Vishal Saxena and…
The Nature of Financial Advice for Low-income Households
I was at an excellent behavioural finance conference organised by the Michigan University’s Centre on Finance, Law & Policy last week.
Stress Testing Methodology – Brief Comparison Across Regulators
The below table summarises, along some key dimensions, the stress testing methodologies adopted by the central banks in India, US, UK and EU to assess the stability of their…