Directed Credit: How can banks become more efficient at delivery?
By Deepti George, Dvara Research On March 1, 2018, the Reserve Bank of India (RBI) extended to foreign banks with…
Our Response to the White Paper on a Data Protection Framework for India
Last week, the period for the public to respond with comments on the White Paper of the Committee of Experts…
Before The Horse Bolts
We need to use new enforcement tools for responsive data regulation in India.
Privacy on the Line: What do Indians think about privacy & data protection?
We met Sulekha in a village in Uttarakhand. She was talking about the information she considered most important to her: her ration card, Aadhaar card, NREGA job card and…
Estimating Loss Distribution for a Securitisation Transaction
In the latest edition of The Securitisation & Structured Finance Handbook 2018 (published by Capital Markets Intelligence) Vishal Saxena and…
The Nature of Financial Advice for Low-income Households
I was at an excellent behavioural finance conference organised by the Michigan University’s Centre on Finance, Law & Policy last week.
Stress Testing Methodology – Brief Comparison Across Regulators
The below table summarises, along some key dimensions, the stress testing methodologies adopted by the central banks in India, US, UK and EU to assess the stability of their…
Natural Catastrophe Insurance – In Conversation with Mr. Ulrich Hess
In the below video we share a brief conversation with Mr. Ulrich Hess, GIZ.
Developing the Natural Catastrophe Risk Insurance Market for Low-Income Households in India
Natural disasters leave behind them a tale of death and destruction that affects the economy on the whole and severely impacts communities, especially low-income households, which bear its brunt.
A Brief Comparison of Ombudsmen Frameworks – Part 2
Following our initial post on a brief comparison of grievance redressal mechanisms existing in India for financial services, at first glance it can be seen that there is considerable…