Caps on Third Party App Providers in UPI: Missing the Woods for the Trees?
This blog post examines the merit of NPCI issued Guidelines that disallow TPAPs from serving more than 30% volume of all UPI transactions
Regulation of information flows as Central Bank functions? Implications from the treatment of Account Aggregators by the Reserve Bank of India
This paper seeks to understand the role of the Indian Central Bank in regulating information flows through Account Aggregators.
Household Risks, Work Choices and Asset Portfolio of Migrant Households in India
In this blog post, we analyse migrant risks and work choices
State of Digital Lending Towards MSMEs in India
This research brief attempts to bridge the gap in the literature by systematically examining the current state of digital lending serving the MSME sector in India
COVID-19 and Debt Moratorium – The Case of Microcredit
This policy brief examines the implications of debt moratorium in the context of microcredit
How Do the Portfolios of Indian Households Differ Across States?
In this research brief, we try to map the spread of assets and liabilities of households across various states of India
Have Payments Banks fulfilled their Financial Inclusion Objectives?
In this report we study the performance of the four fully operational Payments Bank
Centrally Sponsored Schemes and Centre-state Relations: A Comment
In this paper we argue that the present structure of Union-State financial transfers is one of the reasons for India’s ad hoc, scheme-based welfare structure.
Effects of Mobile-Based Financial Services on Migrant Households’ Remittances and Savings
In this paper the author examines the role of MBFS as channels of remittances; and as platforms for managing savings for migrant households.
COVID-19 Impact on Daily Life (CIDL) Survey
This brief presents the evidence on the impact of COVID-19 on the daily life of low-income households from a fortnightly panel survey conducted by Dvara Research